James Cummings
Owner/President of Cummings Financial Services
My name is James Cummings and I am the president of Cummings Financial Services, Inc. I have 15 years of experience in the finance industry. I have a Bachelor of Science in business management and finance through Washburn University. Before attending college, I served four years active duty in the United States Navy. I then continued to serve six more years in the Navy Reserve while completing my degree. My business is innovative by utilizing client management software. This type of software that I utilize will allow clients to access their assets electronically. As a financial advisor, I am devoted to my clients and I put their interests first when producing their financial plan.
Strategic Alliances
Michael Binger, CFA®
President
Gradient Investments, LLC
As President, Michael is the leader of Gradient Investments and has been with the firm since 2012. He brings more than 30 years of industry experience including prior roles managing multi-billion dollar portfolios for an institutional asset manager. Michael is a CFA® charterholder and is a frequent contributor on CNBC, Fox Business, Barron’s, and the Wall Street Journal.
Jeremy Bryan, CFA®
Senior Portfolio Manager
Gradient Investments, LLC
Jeremy has been with Gradient Investments since 2016 and has more than 20 years of investment experience. Jeremy is a CFA® charterholder and his previous job history includes equity research and portfolio management for institutional asset managers and hedge funds in Minneapolis and New York. He is a frequent contributor to media outlets including CNBC, Fox Business, Reuters, Bloomberg, and the Wall Street Journal.
Keith Gangl, CFA®
Portfolio Manager
Gradient Investments, LLC
Keith joined Gradient Investments in 2018 and has more than 25 years of industry experience. Prior roles include asset management for a multi-billion dollar portfolio with a large institutional asset management firm. Keith is a CFA® charterholder, managed a Lipper Award winning mutual fund, and has been featured in media outlets such as Investor’s Business Daily, Nasdaq, Reuters, and Bloomberg.
This endorsement of Gradient Investments, LLC is provided by an investment advisor who refers clients to Gradient Investments, LLC. A conflict of interest exists because this investment advisor receives a portion of the annual management fee charged by Gradient Investments, LLC, based on the assets under management of this investment advisor’s clients. This endorsement could assist in the investment advisor increasing the assets placed with Gradient Investments, LLC, and therefore their compensation. These investment advisors are not affiliated with or supervised by Gradient Investments, LLC.